15 Cash Only Jobs To Help You Get Ahead

There are hundreds of cash only jobs, however you have to find the one the suits your needs and your schedule. If you have computer skills or a trade it is easier to find a job.  Find out what your strengths are, what things you like to do or are good at doing. Ask family and friends for their thoughts on what are you are skilled at doing. 

No matter what the economy you should always have multiple streams of income. If you work a full-time job you should have at least 1 part-time job or 1 additional source of income. Extra income also helps to pay down debt, plan for retirement and provide cash for unexpected emergencies or events. 

Cash only jobs are also great if you are unemployed or underemployed. Cash only jobs can also help to achieve your short and long-term financial goals such as planning for retirement, home repairs or paying for college. 

If you are having trouble finding a cash only job your best asset is being creative. Creativity is what has fueled some of the best ideas in the economy and can help you earn cash. 

The key to working cash only jobs is to keep track of your earnings and report them to the IRS even though you don’t receive a W-2 or other IRS form. The IRS states that all taxpayers even if you are unemployed must report all income from any source and state unless it is exempt under the U.S. tax code. Remember to report cash income on your IRS Form 1040 Schedule C.  When getting paid in cash you will have to pay withholding taxes and payroll taxes as well as FICA. Check with an accountant or CPA to get more information on how to report your cash only earnings. Here are 15 cash only jobs you can get hired for.  

1. Babysitter/nanny
2. Car detailing
3. Carpet cleaning
4. Computer repair
5. Dog walker
6. Handyman
7. House painter
8. Lawn care
9. Maid
10. Mover
11. Painter
12. Personal assistant
13. Mystery shopper
14. Tutoring
15. Online surveys

Great Ways to Save Money on Auto Insurance

If you drive an auto, truck or motorcycle you are required by law to purchase auto insurance. However, auto insurance can be expensive. You can save money on auto insurance by switching to another insurance company. 

Avoid switching companies based solely on price. You must consider other factors such as customer service, reputation, claim processing time, deductibles, and claim guidelines. Learn more at http://amzn.to/2BARouh.

You can switch insurance companies by cancelling a policy or by not renewing your existing policy. Ensure that there are no gaps in your insurance coverage. 

Make sure your new policy starts prior to the end date of your old policy but no later than the end date of your old policy. If you don’t want to switch auto insurance company you can follow these simple tips to save money with your existing auto insurance company. 

SKIP EXTRAS

1. Remove roadside assistance if you currently have it with another company
2. Skip optional features and only buy what you need
3. Get a free yearly assessment to ensure you have the right amount of coverage

Consider Car Make and Model

1. Buy cars that are fuel-efficient
2. Drive a car with safety features
3. Buy cars that are less expensive to insure

Comparison Shop

1. Select a reputable company that has good recommendations with Motor Trends
2. Ask about competitor price matching
3. Not all insurance companies are the same – some cater to high risk drivers, some cater to low-risk drivers

Ask About Perks

1. Ask about group plans
2. Mention that you work in a low risk industry
3. Get usage based insurance (UBI), install a small device in your car that transmits data to the insurance company
4. Ask about discounts

Ask About Money Savings Tips

1. Purchase minimum allowable medical and insurance coverage in your state
2. Use discounts from other providers or partners to get a lower premium
3. Increase deductibles to lower monthly payment
4. Pay bi-annually or annually to save money
5. Setup recurring payments to save money
6. Bundle policies

DIY Money Saving Tips

1. Sign up for estatements
2. Only file claims for major accidents or issues
3. Keep a clean driving record
4. Maintain good credit
5. Consider driving less to get a low mileage discount

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