I have visited several countries and states during my life. Visiting different states and countries has given me a greater perspective on my life and reminded me how grateful I am for what I have. If you are living above your means you need to change your perspective about your life. Changing your perspective will not get you out of debt overnight but will help you put things into perspective so you can see the value in eliminating your debt, managing your finances to plan for your future and restructuring your priorities in life. Many times we so get busy with life we sometimes lose our focus. One way to get out of debt is to change our focus. Here are 6 tips to change your personal finance perspective:
1. Visit another state (at least 2 or 3 states from where you currently live) and compare with your current state or city the cost of living, job salaries, health care, poverty levels, literacy levels, educational system, etc.
2. Volunteer at a foster home, senior citizen home, children's hospital, or a hospital with terminally ill patients. Talk to them and find out the things that are most important to them.
3. Make a financial contribution to a charity at least once a year.
4. Become a mentor.
5. Examine the reasons why you are living above your means and write down ways to correct your actions.
6. Set at least 3 long-term financial goals for yourself or your family, i.e. plan for retirement, setup a college fund for your children, start a business, etc. Set a date and develop an action plan to achieve those goals.
Copyright © 2008 H.E. Freeman Enterprises
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