Most Americans spend the greatest amount of money during the December holiday season. The holidays should not be filled with anxiety, pressure or guilt about spending money during the holidays. If you don't have the money to buy gifts be honest. If you have a small amount of buy to buy gifts buy what you can and don't use your credit card to buy gifts unless you have the money to pay the debt off in two or three months. Here are 6 tips to help you save money during holiday shopping.
1. Buy Christmas or holidays gifts during store sales in October or November.
2. Visit local vendors, you can probably negotiate a good deal on the same items you find in the department stores.
3. Think of creative gifts to give that you can make yourself.
4. Visit the local dollar store to find gifts for children.
5. If you have to buy gifts for several family members try doing a "secret Santa" or "grab bag" so only one family member has to buy a gift for one family member and set a limit on the amount spent. That way everyone gets a gift and you don't have to worry about buying several gifts.
6. Shop online, some companies waive shipping and handling fees during the holiday season.
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