There are many types of natural disasters that occur
during a year such as hurricanes, tornadoes, monsoons, tsunamis, twisters,
earthquakes and more. After the dust has settled the first thing one thinks
about what do I do know. The next thing
to consider is their identity.
When I heard stories about natural disasters I started to
wonder did they have a safe and copies of all of their bills and financial papers.
How will they regain their identity and start their life again? What is the first thing they should do? These
are just some of the questions that must be considered when rebuilding after
experiencing a natural disaster. Here
are 14 financial tips to help you recover from a natural disaster.
Notify.
Contact all of your family and friends and employer and let them know
what happened. Ask them for resources or people that can assist you with food,
clothing and shelter.
Insurance.
Contact your insurance company and file a claim. Contact a lawyer to
get legal advice.
Mail.
Ask a friend or relative if you can use their address to receive mail
temporarily.
Inventory.
Make a list of all your service providers you do business with. Include
the name of the company, mailing address, payment address, phone number, type
of account and website. Call each company and tell them you have been a victim
of a natural disaster.
Identification.
Contact your local passport, motor vehicle and
social security administration office to get duplicate copies of your driver’s
license, SSN and passport. Also contact
your local Office of Vital Records, Public Health Department or
county recorder’s office to get a duplicate copy of your birth certificate.
Financial.
Contact all of your financial institutions and ask for duplicate
copies of your financial statements. Apply
for a new debit card and pin.
Credit.
Contact your credit card companies and ask for a new credit card for
each account. Contact the 3 major credit bureaus, Equifax, Experian and
TransUnion and place a credit freeze on your credit reports.
Spend Wisely.
Replace missing items by shopping at discount or outlet stores, buying
in bulk and buying items on sale.
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