Tuesday, April 28, 2009

5 Ways to Save Money for Your Summer Vacation

Many Americans work hard all year love and live for their summer vacations. Many Americans love to travel during the summer and family vacations usually begin during the Memorial Day holiday. The work load is usually not as high, the kids are out of school, and airline companies compete for your business.

Americans work between 10-12 hours days which is very unhealthy. We rush to work, rush to get the kids, rush home, rush to come dinner and then repeat the entire process all over again the next day. Americans actually need multiple vacations because we sometimes still do work while on vacation. We never fully take the time to relax. It may seem there are never enough hours in the day to get everything done.

We all need to take time out to relax. I am often guilty of this myself but at least once a year I plan a vacation. Every employee should do the same. You work hard all year and deserve take a vacation even if it is just a mini-vacation for the weekend to a nearby beach or hotel.

Now is a great time to find bargains on airfare, hotels and vacation spots. Here are 5 ways to save money when planning your summer vacation.

1. Plan ahead. Plan in advance for vacations especially if you in debt, recently getting out of debt or live paycheck to paycheck. This way you can save enough money to go on vacation without using your credit card to pay for it.

2. Find deals. Shop around to find the best deals. Visit websites like hotwire.com, priceline.com, kayak.com or hotels.com to find cheap rates for hotel, airfare and cruises.

3. Talk. Talk to friends and neighbors about their current or past vacations and find out how they planned their vacation, i.e. ask about any discounts or sales they know about, inexpensive restaurants, shops, etc.

4. Move quickly. When you see or hear about sales or discounts you have to move quickly to capitalize on the deal because they usually don't last long.

5. Reduce spending. Buy traveler's checks, they can quickly be replaced if lost. If you credit card is stolen you may not have another credit card available to purchase any necessities. Buy toiletries and other necessities before traveling. Take one credit card only for emergencies.

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