Friday, May 07, 2010

Bad Credit and Dating

Credit affects many aspects of your life include dating. If you have poor credit because you lost your job or home to foreclosure women will be more forgiving and understanding. However, some women may not be interested in dating a man who doesn't pay their bills or wants to wait 7 years for old debts to fall off their credit report instead of paying the debt.

Many women are more concerned with the character of a man instead of his material possessions and it is very appealing for a woman to meet a man with an average or good credit score because it states a lot about his character: you are aware that credit affects several aspects of your life, you are accountable and responsible with your money and pay your bills on time, you may have made mistakes in the past but have learned from your mistakes, and you continually work to ensure that you maintain and/or improve your credit score.

Some women don't date men with bad credit. If you have bad credit and are dating it is best to be upfront with women. Women want to be with a man who is responsible and accountable for his actions.

Women like a man who has a plan and knows how to solve problems and women examine how a man is solving his own problems. If a woman knows that you have bad credit and you are not doing anything to fix it you may not be considered for a possible date or a potential mate.

If you are dating and have poor credit it will force you to be accountable for your actions. Here are some tips to help you:

1) Think of creative ways to increase your income since many employers are using credit as a means to hire candidates.
2) Purchase items with cash (but if you don't manage your money properly and overdraw your account it will lower your credit score).
3) Develop better money management skills to ensure that you live below your means.
4) Examine why you have and/or continue to have poor credit.
5) Be creative when dating because if you don't have a lot of cash or credit you won't be able to go to the usual places like dinner and movies, trips, etc.
6) Learn how to appreciate the simple things in life.

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