Wednesday, June 30, 2010

Don't Go Overboard on Independence Day

Summer is here. The weather is beautiful and everyone wants to enjoy it. All of the advertisers have increased their advertisements and hope to lure you to the store to spend money that you may or may not have.

This holiday season resist the temptation. Many times items that are on sale or not really a bargain. Try buying items off-season and only when the item is 30% off or more. Sales for 10-20% off are not worth your time. Also, do comparison shopping to see if you can find the item for a cheaper price at another store on online. If you absolutely have to go shopping here are some tips to help you save money.

1. Don't wait until the day before the holiday to go shopping. Lines at the register are longer and the selection of items is limited. Try shopping a week in advance or early in the morning.

2. Create a budget or shopping list and only buy the things you absolutely need.

3. If you are having a picnic or cookout ask friends and family to bring a dish to help cut downs on costs.

4. Visit local vendors to purchase meats, fruits and vegetables which will be much cheaper than the department store.

5. Resist temptation. This holiday season try not to go to the department stores or malls. I know it will be hard but take time out to enjoy being with family and friends. Try finding some free events to attend instead of going shopping. Your pocketbook will be happy you did.

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