Wednesday, July 02, 2014

16 Money Saving Tips for the 4th of July

The 4th of July is a reminder that Summer has finally arrived. I love the Summer season because there are lots of fun activities that you can enjoy without having to wear a coat.  During any holiday it is easy to spend money with all the advertisers, family and friends asking you to buy this or buy that. Resist the temptation to spend money that you don’t have, buy more than you need, or buy something you probably will not use simply because it is on sale. 

You can enjoy a holiday meal without going into debt but it requires effective planning. Many people love getting together for a holiday but don’t love spending a lot of money to do it. Planning a meal for a holiday can be stressful with the decorations, desserts, cleaning, cooking, invitations, and setup.  You can still enjoy a holiday meal with family and friends, save money and eat healthy. 

Comparison shop to see if you can find the item for a cheaper price at another store.  Don’t stress out over preparations.  Focus on giving a festive event that is memorable and everyone is happy. Here are 16 ways to plan a 4th of July celebration on a budget:

  1. Plan ahead. Don't wait until the day before to go shopping. Lines at the register are longer and the selection of items is limited.  Try shopping at least a week in advance or early in the morning.
  2. Make lists. Make a list of what you need and can afford to buy and stick to it. Make a list of what you need but can’t afford to buy and ask guests to bring those items.
  3. Menu.  Create a menu ahead of time and stick to it.  Consider low cost items for the menu such as potato salad, salads, sweet potatoes, casseroles, etc.
  4. Local shopping. Visit local vendors, farms or farmers markets to purchase meats, fruits and vegetables which will be less expensive than the grocery store.  Buy items in season, fresh is always better.
  5. Budget. Create a food budget and don’t go over that amount. Only buy what you need.
  6. Coupons. Know your prices and when items go on sale.  Use coupons on sale items. Shop at stores that offer double coupons and discounts for loyalty card members.
  7. Smaller meal. Consider having brunch instead of dinner to save money.
  8. Side items. Buy ingredients for side dishes at least one week before you buy the meats.
  9. Drinks. Make your own non-alcoholic beverages such as tea or punch.
  10. Centerpieces. Make your own centerpieces for decorations.
  11. Condiments. Buy spices and condiments at the dollar store.
  12. Salad Dressing. Use olive oil instead of salad dressing for pasta dishes and salads.
  13. Make from scratch. Make you own bread, yogurt, pasta, soda, jelly, ice cream and desserts from scratch.
  14. Leftovers.  Freeze leftovers or take to work for lunch.
  15. Use cash. Pay for all items with cash to help keep track of spending.
  16. Potluck. Ask friends and family to bring a dish to help cut downs on costs.


1 comment:

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